As President of Asset Center Incorporated, I have embraced the challenges we faced as an independent brokerage by adapting to the changing lending landscape. With 27 years of experience in the mortgage industry, I have experienced several economic cycles of growth and recession. Establishing new lending banking relationships keeps the firm competitive and empowered to accomplish more for those we serve.
My understanding of the complexities of mortgage underwriting gives my clients a distinct advantage. Clearly defining and explaining of the approval process helps to set appropriate expectations, especially when it is necessary to bid aggressively while negotiating a purchase of a new home
I also specialize in working with international clients and other individuals who have not yet established traditional U.S. credit, which the majority of banks require for mortgage approval. We meticulously document alternative credit profiles that demonstrate credit worthiness, thereby enabling them to own a home in the United States.
Keeping clients informed about the progress of their application is essential, especially with the compliance and financial documentation now required. I have a dedicated operations team and licensed loan consultants who are the best in the business. Being accountable relieves a good deal of the anxiety created by the evaluation and approval process.
We derive all of our business from the referrals of satisfied clients and real estate and banking colleagues. We work hard to achieve a successful, positive experience for all of our clients. Their testimonials make us very proud.
— Francine Silberman, President, Asset Center Inc.